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Free Policy Audits
Few people realize that premiums and benefits for life insurance that is individually owned (not employer-provided) are not guaranteed. Worse yet, the under-performance of the majority of policies, due to recent low interest rates, means that the premiums must rise in the future or the coverage may cease to exist.
Every person should have his or her life insurance policies evaluated to make sure that the premiums and benefits are secure. Because of recent market anomalies many people may have an opportunity to revise their coverage so that their cost and benefits are guaranteed for life, often with significant savings.
In a recent article, The Wall Street Journal stated that the guaranteed rate products insurers are currently offering are under-priced. Certainly, this means that for right now these policies are a bargain but that the cost of purchasing such a plan may increase in the future. In fact, price increases have already been scheduled.
For a very limited time, we have arranged for an outside firm to conduct free audits of our clients' life insurance portfolios. This outside firm has a history of working with high income clients who have saved significant amounts of money. Over time, we have come to trust their recommendations.
I will personally oversee the audit process. As a part of the process we will review your needs for updating any aspects of your planning. You will not be charged for the policy audit or our time for the review.
We strongly suggest that you take advantage of this opportunity. If you wish to do so, contact us immediately.
Please complete the fields below if you'd like more information about Michael Wald, his areas of expertise and the ways he may be able to serve you.
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